Author Archives

Tired of the superfluous investment news and black box strategies, we set out to find the best strategy for diversified index funds. After researching investment news letters and strategies, we found what we think is hands down the best strategy since it is simple to execute, avoids most bear market losses, and significantly beats a buy and hold investor over the full market cycle. Our goal is to help investors avoid expensive fees and commissions and unrecoverable investment mistakes. We enjoy sharing our research and if you read us you will learn why our motto is simply "Invest Smart".

  • Doug Noland: The Perils of Inflationism

    The Bubble has burst – the global Bubble, the Bubble in leveraged lending, and Bubbles across asset classes around the globe. In the case of leveraged loans, I don’t expect another bout of QE to resuscitate Bubble Dynamics. Excess within… Read More ›

  • Doug Noland: THE Credit Bubble Peak

    For those unfamiliar with Doug Noland he uses his accounting background and study of  history’s bubbles to chronicle the current global credit bubble.  This week he exams the balance sheet of the United States to highlight where we are in… Read More ›

  • Seasonal Investing Report

    I am often asked for examples of my reports.  Our Fall and Spring Summary Reports are provided to all membership levels.  Since my Fall 2017 summary discussed the seasonal strategy at length and touches on why we have seen strong summer performances this market cycle, I have decided to post an excerpt. Not all the objectives are covered in this excerpt.

  • Sy Harding’s 2017 Signal

    We are closing in on the opening investment window for Sy Harding’s original Seasonal Timing Strategy.  It appears the MACD signal will open on a BUY signal next week and then the following day if you are following his strategy you… Read More ›

  • Tracking Sy Harding’s STS

    Sy Harding’s Seasonal Timing Strategy continues to excel. Since 1999, it has doubled the total returns of buy and hope. Thanks Sy!

  • The Santa Claus Rally

    The Santa Rally

    Google “Santa Claus Rally” and you will find a confusing mix of articles written about this seasonal tendency.  Even the online investment dictionaries have varying definitions.  Many journalist combine and confuse other seasonal effects with the Santa Claus Rally to… Read More ›

  • If Sy Harding took Warren Buffet’s Bet

    The Bet In 2008, Warren Buffett issued a challenge to the hedge fund industry, which in his view charged exorbitant fees that the funds’ performances couldn’t justify. Mr. Buffett contended that, including expenses, a passive strategy invested the low-fee Vanguard… Read More ›

  • Tracking Sy Harding’s Seasonal Timing Strategy

      Tracking Sy Harding’s STS It’s April and we are closing in on the unfavorable season for equities whether you subscribe to Sell-in-May or an advanced seasonal strategy.  Sy Harding called his advanced strategy the Seasonal Timing Strategy (STS) and… Read More ›

  • MarketWatch’s Mark Hulbert on Seasonal Timing Strategies

    It is not that our seasonal strategy beat the indexes in spite of the bear markets, it beat them because of the bear markets.  Without the market’s valuation reset in each bear market (and the unfavorable season), there could not… Read More ›

  • Sy Harding’s Seasonal Timing Strategy

    Sy Harding developed the best risk-adjusted investment strategy for index fund investing for small investors.  His newsletter, Street Smart Report, was award winning for providing exceptional timing signals for over 15 years for stocks, bonds, and gold.  Another retiring newsletter writer… Read More ›